Homeowners' Insurance Cover a Leak in the Roof

With in your policy it will list the perils (causes of loss) that is what insurance is responsible to cover. If you roof is old and leaks there would be no coverage. How ever if you it was causes because the wind bent shingle back and caused leaking there may be coverage. also if hail damaged the house while you owned it there could be coverage for the roof there. As for your belonging and the inside it would also depend on how your policy reads. The best thing to do would be to contact your agent and have him explain the policy you own and if there is coverage or not. Good Luck.
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